Welcome to Loan Lens (“we,” “our,” “us,” or “the App”). By downloading, accessing, or using the App, you agree to be bound by these Terms of Use. If you do not agree with any part of these Terms, please discontinue use immediately.

1. Purpose of the App

Loan Lens is an educational tool designed to help users better understand loan terms, risks, and potential hidden fees by analyzing screenshots or images of loan offers.

Important: Loan Lens does not provide financial services. We are not a lender, loan broker, financial advisor, or credit provider. We do not offer, recommend, arrange, or facilitate loans, credit products, or financial transactions.

2. Use of the App

You may use the App solely for lawful, personal, and non-commercial purposes. You agree not to:

  • Upload false, misleading, or harmful content
  • Use the App in a way that violates any law or regulation
  • Interfere with the App’s operation, security, or integrity
  • Reverse-engineer, extract, or replicate the App’s underlying systems

We reserve the right to suspend or terminate access if misuse is detected.

3. Uploaded Content

The App allows you to upload loan-related screenshots or images (e.g., advertisements, confirmation pages, approval screens). You remain solely responsible for your uploads. By uploading, you confirm:

  • You have the legal right to use and share the image
  • Images do not contain personally identifiable information (e.g., names, account numbers, ID numbers)
  • No third-party rights (e.g., copyright, trademarks) are violated

Images are processed temporarily and are not stored permanently unless you explicitly choose to save them.

4. Educational and Informational Use Only

All feedback provided through Loan Lens is based on analysis of user-supplied content and is intended solely for educational and informational use. The App does not:

  • Guarantee the legal or financial accuracy of results
  • Replace advice from licensed professionals
  • Serve as a tool for lending, borrowing, or financial decision-making

Always verify loan terms directly with official providers before making any financial commitments.

5. Third-Party Services

Loan Lens integrates third-party services to deliver and improve App functionality. These may include:

  • App distribution and crash reporting (e.g., Google Play Services)
  • Analytics and performance tools (e.g., Firebase)
  • Language processing and OCR (e.g., OpenAI or other NLP providers)
  • Advertising networks (e.g., AppLovin MAX, Meta Audience Network, Google AdMob, Unity Ads)

These providers may collect anonymized technical or behavioral data for functionality, but they do not access or use your uploaded images except as necessary for processing. Each service operates under its own privacy policy.

6. Intellectual Property

All content, illustrations, interface design, and underlying software code in the App are owned by us or our licensors. You may not copy, distribute, modify, or republish any part of the App without prior written consent.

7. No Warranty

The App is provided “as is,” without warranties or guarantees of any kind. We make no warranties regarding:

  • The completeness, accuracy, or timeliness of any content or analysis
  • Uninterrupted or error-free operation
  • Suitability for any financial or legal purpose

Use of the App is at your own risk.

8. Limitation of Liability

To the maximum extent permitted by law, we are not liable for:

  • Any indirect, incidental, special, or consequential damages
  • Losses arising from decisions based on App content
  • Technical issues, downtime, or data corruption

9. Changes to These Terms

We may revise these Terms from time to time. When updates occur, we will post them in the App. Continued use after updates signifies your acceptance of the revised Terms.

10. Contact Us

If you have questions, concerns, or feedback about these Terms, contact us at: support@pickrabbit.net.