Welcome to Loan Lens (“we,” “our,” or “us”). Your privacy matters to us. This Privacy Policy explains how we collect, use, store, and safeguard information when you use our mobile application (the “App”). By using the App, you agree to the practices described here.

1. Information We Collect

We minimize data collection and prioritize user privacy. Loan Lens is an educational tool and the core features do not require personally identifiable information (PII).

1.1 User-Provided Content

When using the “Loan Product Checker,” you may upload screenshots or images of loan-related materials (e.g., ads, offer pages, confirmation screens). These may contain:

  • Loan terms, fee descriptions, and repayment schedules
  • Marketing language or fine print
  • Sensitive financial text (e.g., offered amount, APR, service fees)

We do not ask for your name, email, phone number, address, bank account, or ID.

1.2 Automatically Collected Data

To ensure smooth performance, we may collect limited technical information such as:

  • Device model, OS version, and screen size
  • Crash logs and diagnostics (e.g., via Google Play Console)
  • Anonymous usage data (e.g., feature usage frequency)

This data is aggregated and anonymized and cannot identify you.

2. How We Use Your Information

  • Analyze uploaded images to provide educational results
  • Improve accuracy of term explanations and risk analysis
  • Show anonymized examples and case studies
  • Fix bugs, troubleshoot, and enhance App functionality
  • Comply with legal requirements and ensure responsible use

We do not use your data to make lending decisions and we do not retain it long-term for profiling, advertising, or credit scoring.

3. How We Handle Uploaded Images

  • Processed locally or via secured cloud services
  • Temporarily stored only for the duration of analysis
  • Automatically deleted after processing unless you choose to save results
  • Not shared with third-party advertisers or data brokers

We treat uploads as sensitive and apply safeguards to prevent unauthorized access.

4. Third-Party Services

To support the App, Loan Lens may use limited third-party services, which can include:

  • Google Play Services (distribution and crash reporting)
  • Firebase (analytics and performance monitoring, if enabled)
  • OpenAI or similar NLP providers (language processing and educational interpretation)
  • Advertising networks (e.g., AppLovin MAX, Meta Audience Network, Google AdMob, Unity Ads). These may use anonymous device identifiers for ad delivery and measurement, but they do not access your uploads.

Each provider is governed by its own privacy policy. We choose services that respect user privacy and avoid personal data tracking when possible.

5. Data Security

We implement safeguards designed to protect your information, including:

  • Encryption (e.g., SSL/TLS) during transmission
  • Secure servers and access controls for any temporary cloud processing
  • Regular updates and code reviews to reduce vulnerabilities

No app can guarantee 100% security, and use of digital tools always carries some risk.

6. Children’s Privacy

Loan Lens is not intended for children under 13. We do not knowingly collect data from minors; if we learn that we have, we will delete it promptly.

7. Your Rights and Choices

Because we do not collect identifiable personal data, common data rights (such as deletion or access requests) generally do not apply.

If you have concerns about any uploads or want us to delete logs, contact us at support@pickrabbit.net.

8. Legal Disclaimer

  • Loan Lens is for educational purposes only; we are not a lender, loan broker, or financial institution.
  • We do not offer or recommend specific loan products.
  • Analyses are based solely on user-supplied content; incomplete or altered screenshots may yield inaccurate results.
  • We make no warranties regarding accuracy, completeness, or suitability of outputs.
  • Always verify terms directly with the provider before borrowing.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will post updates within the App. Continued use of the App after changes means you accept the updated terms.

10. No Financial Services Provided

Loan Lens does not provide financial services or credit operations. Specifically:

  • We are not a lender, broker, financial advisor, or credit evaluator.
  • We do not offer, arrange, recommend, or facilitate loans or credit products.
  • We do not collect applications, perform credit checks, or make financial recommendations.

All information in the App—including risk assessments, explanations, and case studies—is for educational and informational purposes only. Consult a licensed professional or the original provider before making borrowing decisions.

11. Contact Us

Questions, feedback, or privacy concerns? Reach us at support@pickrabbit.net.